In the event you’ve heard of ‘agility’ financing, made fashionable by premium manufacturers, and questioned if such versatile schemes would in the future attain the mass market – right here it’s. Perodua and Maybank Islamic are partnering as much as present the nation’s first Shariah-compliant agility financing plan. Known as Perodua Flexiplan, it’s based mostly on Maybank Islamic’s myimpact Drive Financing-i.
A primary for each firms (and a industrial financial institution; Mercedes-Benz and BMW have their very own financing arms), this monetary plan is described as a ‘extremely aggressive Murabahah Car Time period Financing deal which results in a extra inexpensive month-to-month fee over an preliminary five-year time period’. Together with decrease downpayment and month-to-month instalments, there’s the good thing about Perodua shopping for again the automobile at ‘at a aggressive worth in comparison with market worth’ for the acquisition of a brand new Perodua mannequin.
That is just like the ‘assured future worth’ characteristic in related schemes from premium manufacturers. Phrases and circumstances apply, after all, so count on mileage caps and the automobile to be returned in honest situation, so hold this in thoughts in the event you’re planning to make use of the automobile for e-hailing. Perodua will need the automobile again in first rate form as will probably be channeled to the carmaker’s POV used automobile division.
Talking of returning the automobile, upon reaching 5 years, the client might be given the choice to trade-in his/her automobile for a brand new mannequin, with the secured residual worth used to offset the downpayment for an additional five-year time period. Need to hold the automobile as a substitute? Simply settle the excellent steadiness with money or prolong financing for as much as 4 extra years beneath a revised fee plan.
Eligible fashions beneath Perodua Flexiplan are the Myvi, Axia (excluding the ‘Rahmah’ Axia E), Ativa and Aruz. Why no Alza? In line with Perodua president and CEO Datuk Seri Zainal Abidin Ahmad, the MPV is just not within the listing because it nonetheless has a ready listing and Perodua is managing deliveries. The Bezza, Malaysia’s best-selling automobile by far and the most well-liked mannequin for e-hailing, can also be not included for now.
“At the moment, each Perodua and Maybank Islamic broke new floor as we be a part of forces to supply the very best financing bundle with ensures all people wins. We consider that with the backing of Malaysia’s largest financial institution mixed with the belief that we’ve got earned from Malaysians; the Perodua Flexiplan might be effectively accepted,” Zainal added.
“We have now all the time been dedicated to empowering our prospects with versatile, clear, inclusive, and sustainable monetary options, and Maybank Islamic myimpact Drive Financing-i is a mirrored image to our values-based method to banking. We’re proud and excited to offer this revolutionary method to all Malaysians alongside Perodua – one which addresses the preferences of recent automobile consumers and empowering our prospects with versatile possession decisions,” stated Syed Ahmad Taufik Albar, Group CEO, Neighborhood and Monetary Companies, Maybank.
The 2 events say that Perodua Flexiplan additional enhances the ecosystem of Shariah-compliant options for Perodua automobile house owners, which incorporates Perodua Whole Defend Plus complete takaful underwritten by Etiqa – which comes with a further RM5,000 particular peril protection – in addition to ‘Credit score Lowering Time period Takaful’ as an added layer of safety for patrons.
The businesses say that this financing plan enhances automobile possession accessibility and creates a construction the place ‘prospects can change their automobiles conveniently for all times’s massive moments’. For more information, ask your Perodua gross sales advisor or go to a Maybank department.
Seeking to promote your automobile? Promote it with Carro.
